Naples, Florida Mortgage Rates

Up-to-date statistics for the Naples, FL mortgage rates, refreshed three times a day. Each row shows the latest reading, monthly and 1-year change, and a 13-month trend. Click charts to make them bigger.

Trend (13 Mo)MetricLatestΔ MONTHΔ Year

30-Year FHA

7.13%

+0.33 ppmo+1.11 ppyr

30-Year FHA

7.13%+0.33 pp+1.11 pp

30-Year Conforming (LTV<=80, FICO>=740)

7.22%

+0.26 ppmo+1.09 ppyr

30-Year Conforming (LTV<=80, FICO>=740)

7.22%+0.26 pp+1.09 pp

30-Year Fixed (Freddie)

7.40%

+0.45 ppmo+1.17 ppyr

30-Year Fixed (Freddie)

7.40%+0.45 pp+1.17 pp

30-Year Jumbo

7.33%

+0.30 ppmo+0.88 ppyr

30-Year Jumbo

7.33%+0.30 pp+0.88 pp

Adjustable Rate Mortgage (ARM)

6.93%

+0.34 ppmo+0.83 ppyr

Adjustable Rate Mortgage (ARM)

6.93%+0.34 pp+0.83 pp

Prime Rate

7.00%

+0.25 ppmo0.00 ppyr

Prime Rate

7.00%+0.25 pp0.00 pp

Last updated: Oct 21, 2026, 10:01 AM ET. Market data for reference only; not a rate offer. Source.