The All-in-One




The All-in-One revolutionizes the way we think about mortgages by integrating a home equity line of credit (HELOC) and personal banking into one seamless financial tool.

It's essentially a 30-year HELOC that includes a sweep-checking account. This allows homeowners to use their income and savings to reduce their mortgage principal and interest costs daily. This integration means every dollar you deposit can immediately begin lowering your unpaid principal balance. The All-in-One recalculates interest nightly to maximize savings.

Huli clients using the All-in-One Loan™ have the potential to save tens to hundreds of thousands of dollars in interest> Moreover, many can own their homes in half the time or less compared to traditional loans.

Best of all, funds used to pay down the principal remain accessible throughout the 30-year term, providing flexibility and control over one’s financial destiny. If you need funds for an investment or emergency, they're instantly available to you seven days a week.

What sets the All-in-One Loan™ apart is not just its innovative approach to mortgage management but also the comprehensive banking features it includes, such as online banking, mobile deposits, bill payments, and VISA® ATM cards, all at no additional cost.

The All-in-One is an all-encompassing solution that addresses a common inefficiency in how money is typically stored in checking accounts—earning no interest and not working for the homeowner. Your money works harder, potentially significantly accelerating mortgage payoff times and opening financial opportunities earlier than anticipated.